Short Term Rental Loans (Air BNB / VRBO)

Getting financing on a short-term rental has never been easier. In the past lenders never truly accepted the short-term rental concept. They claimed it was too risky to lend on. Coast2Coast Mortgage has decided to take up that challenge with our suite of Short Term Rental products!

Calculating Income

Similar to our DSCR loans, our short-term rental loans do not require tax returns and personal income. We qualify the loan based upon future rents powered by AirDNA. We can also use the last 12 months' rental income from sources like VRBO or Air BNB.

If you do not have 12 months' rental income already, perhaps you are making a purchase, we can use rental income to qualify you based upon the appraiser's opinion of rent on appraisal form 1007. In addition, we can average the income from the AirDNA website making the qualification a very easy process not requiring any personal income.

Loan parameters:

Up to 80% LTV financing on a Purchase

Loans starting at 640 Fico

Loan terms 30 years, 40 years, and interest-only options

Financing for 1-4 family homes

Already have a property you want to buy or refinance? Tell us some details about your deal by filling out our form here to be contacted today.

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Disclaimer* Coast2Coast Mortgage is not affiliated in any way with Air BNB, VRBO, or any other Short term rental company. We use these brands to help clients understand the types of loans we offer. To learn more about these brands please visit their respective websites.